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2008 |
2007 |
2006 |
2005 |
2004 |
| OPERATING RESULTS (RM Million) |
| Net Income |
1,018 |
922 |
768 |
872 |
752 |
| Profit/(loss) before tax |
502 |
151 |
(283) |
297 |
277 |
| Profit/(loss) for the year |
380 |
107 |
(201) |
214 |
202 |
| KEY BALANCED SHEET DATA (RM Million) |
| Total assets |
27,682 |
26,390 |
23,581 |
23,660 |
23,313 |
| Gross loans, advances and financing |
16,545 |
14,493 |
14,581 |
15,241 |
15,740 |
| Deposits from customers |
21,352 |
19,104 |
17,666 |
16,917 |
17,059 |
| Paid-up capital |
1,548 |
1,218 |
1,168 |
1,163 |
1,163 |
| Shareholders' equity |
2,589 |
1,943 |
1,742 |
1,955 |
1,765 |
| SHARE INFORMATION |
| Earnings/(loss) per share (sen) |
25.4 |
9.1 |
(17.3) |
18.4 |
17.4 |
| Gross dividend per share (sen) |
6.25 |
- |
- |
3.00 |
2.00 |
| Net assets per share (RM) |
1.67 |
1.60 |
1.49 |
1.68 |
1.52 |
| FINANCIAL RATIOS (%) |
| Profitability Ratios |
| Net return on equity |
16.8 |
5.8 |
(10.9) |
11.5 |
12.1 |
| Net return on assets |
1.4 |
0.4 |
(0.9) |
0.9 |
0.9 |
| Asset Quality Ratios |
| Loan loss coverage |
79.9 |
67.5 |
48.5 |
29.9 |
41.3 |
| Gross non-performing loans ratio |
7.0 |
10.8 |
14.6 |
13.4 |
13.3 |
| Net non-performing loans ratio |
3.3 |
5.5 |
9.5 |
11.1 |
9.7 |
| Capital Adequacy Ratios |
| Core capital ratio |
11.231 |
10.73 |
10.23 |
9.86 |
9.06 |
| Risk-weighted capital ratio |
16.161 |
16.47 |
15.08 |
14.49 |
13.62 |
| 1Computed under the requirement of Basel II |
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